Get quick access to capital using the collateral of the future.
Up to 2 Years
As Soon as 24 Hours
As Low as 18%
When you need fast cash, your options are often limited. After all, traditional lenders aren’t usually known for their rapid payouts. You can hedge your bets by taking the traditional route and waiting months or weeks for loan approval…or you can get a merchant cash advance. This type of financing enables you to borrow against future earnings and get the cash you need when you need it.
A merchant cash advance is the preferred option for many businesses that need fast access to capital. Whether you’ve come across a growth opportunity that’s too good to pass up or you need capital to cover the equipment that finally bit the dust, a merchant cash advance has you covered. And you can often get funded in just 24 hours.
Once the funds are advanced to you, you’ll repay the loan by having a percentage of your daily credit card deposits withheld for the lender.
It may actually take longer to say merchant cash advance than to qualify for one. The requirements for this type of financing are pretty lenient due to the nature and terms of the loan.
In most cases, you won’t need to submit a mountain of financial documents and there won’t be a credit pull. And you can keep all your precious collateral to yourself. Typically, your lender will simply want to review your past 4-6 months of bank statements or receivables.
You can apply for your merchant cash advance in a matter of minutes. Just fill out our super-simple application, then compare options from 75+ leading lenders.
Securing an affordable factor rate is key to making your merchant cash advance work for you.
The first step toward getting a good rate is to do your homework and determine how much capital you need. Then our personal funding managers help you compare offers and choose a deal that fits your needs and budget.
I was happy with the speed and result - Upswing Capital was the first to respond and get me funded! They also went above and beyond to find the right fit and offered a better product than the usual merchant cash advance.
Applying is free and it won't impact your credit
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